Prototype concept ยท QR scan to payment routing

Scan one merchant QR. Route the payment with more choices.

This frontend preview shows a product that scans a merchant QR, identifies the merchant context, and offers compliant payment paths such as linked UPI, payment link fallback, or bank-supported hosted checkout where available.

QR scan Primary use

QR routing

Choose the available rail.

Bank Fallbacks

Net banking*

Only where supported.

Analytics Surface

Web + app

Same product language.

Customer Customer

Fewer dead ends

If one bank account is not linked to UPI, the interface can still show alternate eligible options instead of stopping the checkout.

Merchant Merchant

Better conversion

Merchants can track which QR scans convert through UPI, hosted bank checkout, or sent payment links.

Operations Ops

Clear reconciliation

Every attempt can be mapped to a route, status, and failure reason for support teams.

Product summary

What this prototype is showing

The product is a UI layer that sits on top of supported payment rails. UPI remains the QR-first experience for merchant payments, while hosted checkout and net banking can be shown as fallback options only where the merchant and payment partner support them. [web:23][web:138][web:136]

QR scan UPI Hosted checkout Net banking Reconciliation
Visual summary

Simple site map

Site map preview